This guide is the reference library of Gold & Silver Company, a precious metals refinery in Dottignies (Mouscron), Belgium, MRB approved and holder of the State Assayer status. Every page is written by the house and binds the house: what is published here is what you are told at the agency. The guide grows page after page, as we publish.
Selling your gold
- Sell your gold jewellery and diamonds Jewellery, chains, rings and diamonds: weighed and assayed in front of you, offer at the day's price.
- Sell your gold bars and coins Direct-to-refinery buyback: control, weighing and an offer on the market price, no middleman.
- Selling your gold in Belgium The reference page: how a gold sale in Belgium unfolds, from the doorstep to payment.
- Comparing gold buyback offers The six-check method to bring two offers back to the only comparable figure, the net amount paid, with a calculator connected to our price list.
- Selling your gold by secured parcel (page in French) The registered, insured and counter-signed shipping procedure for selling from a distance.
- Napoleon and French gold francs (page in French) The guide to the 5, 10, 20, 40, 50 and 100 francs: history, fine gold content, premium, today's BID and ASK prices.
- Selling gold near Lille and the Belgian border (page in French) Why crossing the border means selling directly to the refinery, 15 minutes from Lille.
- Private customer rates Published buying and selling prices, continuously updated.
- Gold professionals: dedicated rates Buying conditions reserved for professionals of the trade.
- The 500 euro cash ceiling (page in French) What Belgian law allows in cash when selling gold, and how the balance is settled.
Buying and investing
- Certified gold bars Gold bars of 999.9 fineness, cast and certified, from small ingots to the one kilo bar.
- Investment coins Napoleon 20 francs, Sovereign, Krugerrand, Maple Leaf: the recognised market coins.
Taxation and inheritance
- The capital gains tax explained (page in French) The 10% rate, the 10,000 € exemption, the reference value at 31 December 2025: the 2026 reform decoded.
- Inheritance: gold as a legacy (page in French) Death does not trigger the tax, but it does not purge the latent capital gain: what heirs need to understand.
- French customers: the cross-border framework Selling in Belgium as a French resident: what changes, what does not.
- The official FAQ of the house Gold & Silver Company binding answers to the most frequent questions.
The house and the metal
- The refinery manifesto What it means to sell to a refiner rather than to a middleman.
- Our ingots: a tour of the manufacturing process Melting, casting, hallmarking and sealing: how a Gold & Silver Company ingot is made, scene by scene, from molten metal to certificate.
- The college of experts Eight professions under one roof: one history, one address, all the expertise in one place.
- Recycled gold The only origin that can be proven: European jewellery bought back in the branch, remelted into bars under one roof.
- Secured vaults Safe deposit boxes for valuables and metals.
Going further
- The blog: analyses and guides The house market analyses and practical guides.
Questions about this guide
Where should I start if I know nothing about gold?
Start by knowing what you own. The appraisal at our agency is free, immediate and without obligation: your items are weighed and assayed in front of you, and you leave with a precise figure. This guide then helps you understand that figure: real fineness, the day rate, the legal framework of the settlement.
Why would a refinery publish its knowledge for free?
Because transparency is our business model. An informed seller compares offers, and comparison favours the buyer who values metal at its real fineness rather than at a flat rate. Publishing our methods costs us nothing: they can be verified at the agency.
Does this guide replace advice in person?
No, and it does not claim to. The guide gives the general framework: the law, assay methods, market practice. Your specific situation is handled at the agency or by telephone, case by case. The information published here does not constitute individual tax or wealth advice.
Is the information in this guide the same as what is said at the agency?
Yes, that is the house rule: a single version of the facts. What is written in this guide is what our staff say at the agency, in the same terms. If you notice a difference between the two, report it: the faulty page will be corrected.
Every page of this guide binds the house. Guide updated on 11 August 2026.